Sustain Wealth

Protecting your wealth comes in many different forms. Analyzing risk itself can be overwhelming. But ask yourself: what threatens your wealth? Do you even know where risk comes from in your life?

By meeting you and those you care about, we can help you answer those questions, even if you don’t fully know the answers at this moment. In fact, it’s not totally uncommon for people to be unaware of what stands in the way of their ideal financial future. Our discovery sessions and conversations unearth those details so that we can help you properly prepare for them.

It’s like the old saying, “Two heads are better than one.” However, here at Merkel, you’re getting half a dozen heads. Each of us brings a unique depth of experience to our work, and when we put those heads together to make the most of your wealth, we’re doing so because we care and because you trust us.

One Cornell University study shows over 50% of Americans may be in the top 10% of income-earners for at least one year of their lives. Only one year. They fall out of the top repeatedly.

Regarding the high turnover for top earners, one scholar puts it this way:

“Whenever we hear commentary about the top or bottom income quintiles, or the top or bottom X% of Americans by income (or the Top 400 taxpayers), a common assumption is that those are static, closed, private clubs with very little dynamic turnover. Once you find yourself in a top or bottom quintile, or a certain income percentile, or the Top 400, you’ll likely stay there for decades or even for life. But economic reality is very different – people move up and down the income quintiles and percentile groups throughout their careers and lives.”
– Mark J. Perry, Senior Fellow at American Enterprise Institute (AEI)

These are complex issues that require thorough analysis, industry experience, and knowledge to address. Let our team talk with you about your plan to sustain your wealth for years to come, and even for the next generation.